myAPT

Legal

myAPT Terms and Conditions

Effective Date: September 29, 2026 Last Updated: October 9, 2026

These Terms and Conditions ("Terms") govern your access to and use of the myAPT mobile app, website, and related services (collectively, the "Service"). The Service is owned and operated by MTC Capital LLC ("myAPT," "we," "us," or "our").

By accessing or using the Service, you agree to these Terms. If you do not agree, do not use the Service.

1. What myAPT Does

myAPT is a technology platform that helps renters discover and evaluate apartment options based on budget, timing, location, lifestyle preferences, apartment features, and related search criteria.

myAPT is not a landlord, property owner, property manager, apartment community, guarantor, or lease counterparty. myAPT does not own, operate, control, or manage the apartments, buildings, floor plans, videos, listings, prices, concessions, fees, availability, policies, or lease terms shown through the Service.

Certain leasing assistance, tour coordination, application support, related leasing communications, and SMS support may be provided or administered by Chicago Apartment Company LLC and its licensed agents. Some tour coordination, application support, leasing communications, or related apartment-search services may also be provided by other licensed real estate professionals or leasing partners. myAPT itself is not providing brokerage services through the Service. Licensed real estate professionals or leasing partners may have their own legal duties, disclosures, brokerage relationships, and business practices.

Nothing in the Service creates a landlord-tenant relationship, broker-client relationship, agency relationship, fiduciary relationship, partnership, joint venture, employment relationship, or lease agreement between you and myAPT.

2. Eligibility

You must be at least 18 years old to use the Service. By using the Service, you represent that you are at least 18 years old and have the legal capacity to enter into these Terms.

3. Accounts and Phone Verification

You may need to create an account or verify your phone number to use certain features. You agree to provide accurate, current, and complete information and to keep that information updated.

We may use SMS one-time codes, service texts, push notifications, email, in-app messages, or other communications to verify your account, support your apartment search, provide service updates, or send important account-related notices. Message and data rates may apply. You are responsible for any charges from your carrier or service provider.

By providing your phone number and opting in to SMS messages, you agree to receive text messages from the myAPT SMS program, operated by Chicago Apartment Company LLC and its licensed leasing agents, about your apartment search, apartment matches, listings, tours, application support, account verification, and related service updates. Message frequency varies. Message and data rates may apply. Reply STOP to opt out. Reply HELP for help, or contact support@myapt.app.

You are responsible for activity that occurs through your account. Do not share verification codes, attempt to access another user's account, interfere with authentication systems, or use the Service in a way that could harm myAPT, other users, partners, properties, or service providers.

4. Apartment Information

Apartment information shown through the Service may include building details, floor plans, unit availability, rent ranges, fees, concessions, policies, amenities, photos, videos, walkthroughs, neighborhood information, commute estimates, and related apartment-search content.

Apartment information can change quickly and may be incomplete, outdated, inaccurate, or unavailable. Prices, rent ranges, concessions, availability, fees, deposits, application requirements, pet policies, parking, utilities, lease terms, and other apartment details must be confirmed directly with the property, landlord, leasing office, licensed real estate professional, or other appropriate source before you rely on them or make a rental decision.

myAPT does not guarantee that any apartment, unit, floor plan, price, concession, video, tour, application link, or lease term will be available, accurate, complete, current, or suitable for you.

5. Tours, Applications, and Leasing

You may be able to request a tour, application link, follow-up, or other apartment-search support through the Service. Submitting a request does not guarantee that a tour will be available, that an application will be accepted, that a unit will remain available, that the listed price or concession will apply, or that you will qualify for or sign a lease.

Any lease, application, screening, deposit, fee, approval, denial, or rental decision is between you and the applicable property, landlord, property manager, leasing office, licensed real estate professional, or other third party. myAPT is not responsible for a property owner's or manager's approval criteria, screening process, lease terms, fees, deposits, decisions, communications, or conduct.

You are solely responsible for deciding whether to tour, apply for, lease, or otherwise pursue any apartment. You should review all lease documents, fees, rules, disclosures, and property-specific requirements carefully before signing anything or paying money to any third party.

6. AI and Automated Features

The Service may use artificial intelligence, automated systems, ranking logic, matching logic, or recommendation tools to help collect preferences, interpret apartment-search criteria, and suggest apartment options.

AI-generated, automated, or algorithmic outputs may be incomplete, inaccurate, outdated, or unsuitable for your circumstances. You should review apartment information carefully and confirm important details before making rental decisions.

All scores, rankings, recommendations, and matching features in the Service are intended to support apartment search and user preference matching while complying with applicable fair housing laws. myAPT does not intend to rank, recommend, exclude, discourage, or otherwise treat users or housing options based on protected characteristics under federal, state, or local fair housing laws.

7. Fair Housing

myAPT supports fair housing principles. You may not use the Service to discriminate, harass, exclude, discourage, target, or otherwise treat people differently based on race, color, religion, sex, sexual orientation, gender identity, national origin, disability, familial status, source of income, or any other characteristic protected by applicable federal, state, or local law.

You may not submit content, requests, preferences, or instructions that ask myAPT, its systems, licensed partners, properties, or other users to violate fair housing laws or other applicable laws.

8. User Responsibilities

You agree that you will:

You agree that you will not:

9. Current Pricing

The Service is currently free for renters. We may add, remove, or change features, pricing, promotions, rewards, or business models in the future. If we introduce paid renter features, we will provide any required terms, notices, or consent before charging you.

10. Lease Reward Promotion

myAPT may offer a $150 reward to eligible users who book a tour through the myAPT app and sign a lease with a term of 12 months or longer for an eligible apartment.

To qualify, you must satisfy all promotion requirements we provide, which may include booking the tour through the myAPT app, completing the tour or leasing process through the applicable channel, signing a qualifying lease of at least 12 months, providing reasonable verification of the signed lease when requested, and complying with these Terms.

The reward is subject to verification, eligibility, fraud prevention, and applicable law. myAPT may deny or withhold a reward if we cannot verify eligibility, if information is inaccurate or incomplete, if the lease does not qualify, if the user violated these Terms, or if we reasonably suspect abuse, fraud, or manipulation.

Unless we say otherwise in writing, the reward is limited to one reward per household and qualifying lease. You are responsible for any taxes, reporting obligations, or other costs related to receiving a reward.

myAPT may modify, suspend, or end the lease reward promotion at any time. Ending or changing the promotion will not affect rewards that were already earned and verified before the change, unless fraud, abuse, ineligibility, a duplicate claim, or a violation of these Terms is discovered.

11. Third-Party Services and App Stores

The Service may include or depend on third-party services, including app stores, maps, analytics, authentication, communications, push notifications, hosting, AI providers, properties, property managers, licensed real estate professionals, application platforms, and other service providers.

Third-party services may have their own terms, privacy policies, fees, rules, eligibility requirements, and business practices. myAPT is not responsible for third-party services that we do not control.

To the fullest extent permitted by law, you release myAPT from claims, demands, liabilities, damages, losses, and expenses arising from or related to third-party properties, landlords, property managers, leasing offices, licensed real estate professionals, app stores, application platforms, service providers, or other third parties, including their listings, communications, decisions, conduct, omissions, fees, lease terms, screening criteria, tours, applications, approvals, denials, or services.

If you download the app through the Apple App Store or Google Play, the applicable app store terms also apply. Apple and Google are not responsible for providing maintenance, support, refunds, or other services for the myAPT app except as required by their own terms or applicable law. Apple and Google may be third-party beneficiaries of these Terms where required by applicable app store rules.

12. Intellectual Property

The Service, including its software, design, text, graphics, logos, videos, interfaces, features, data compilations, and other content, is owned by myAPT or its licensors and is protected by intellectual property and other laws.

These Terms give you a limited, personal, non-exclusive, non-transferable, revocable right to use the Service for your own apartment-search purposes. You may not copy, modify, distribute, sell, lease, reverse engineer, scrape, or create derivative works from the Service except as allowed by law or with our written permission.

13. Feedback

If you send us feedback, ideas, suggestions, bug reports, or other comments about the Service, you allow us to use them without restriction or compensation to you. You agree that we may use feedback to improve, modify, market, or operate the Service.

14. Privacy

Our Privacy Policy explains how we collect, use, share, and protect personal information. By using the Service, you acknowledge our Privacy Policy.

15. Suspension and Termination

We may suspend, restrict, or terminate your access to the Service at any time if we believe you violated these Terms, misused the Service, created risk for myAPT or others, provided inaccurate or abusive information, interfered with the Service, or used the Service in a way that may violate law or harm users, partners, properties, service providers, or myAPT.

You may stop using the Service at any time. You may also request account deletion through the app where available or by contacting us.

16. Disclaimers

The Service is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, myAPT disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, reliability, and suitability.

myAPT does not guarantee that the Service will be uninterrupted, secure, error-free, or available at any particular time. myAPT does not guarantee any apartment availability, price, concession, tour, application result, lease approval, lease term, building policy, recommendation, score, ranking, or rental outcome.

You are responsible for evaluating apartment options, confirming important details, and making your own rental decisions.

17. Limitation of Liability

To the fullest extent permitted by law, myAPT and its owners, officers, employees, contractors, agents, affiliates, licensors, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, lost data, loss of goodwill, service interruption, apartment unavailability, rental denial, changed prices, changed concessions, changed lease terms, or other losses arising from or related to your use of the Service.

To the fullest extent permitted by law, myAPT's total liability for any claim arising from or related to the Service or these Terms will not exceed the greater of $100 or the amount you paid directly to myAPT for the Service in the 12 months before the claim arose.

Some laws do not allow certain limitations of liability, so some of these limitations may not apply to you.

18. Indemnification

You agree to indemnify, defend, and hold harmless myAPT and its owners, officers, employees, contractors, agents, affiliates, licensors, and service providers from and against claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising from or related to your use of the Service, your violation of these Terms, your violation of law, your content or communications, or your violation of another person's rights.

19. Dispute Resolution; Arbitration; Class Action Waiver

Please read this section carefully. It affects how disputes are resolved.

You and myAPT agree to first try to resolve any dispute informally. If you have a dispute, you must contact us at contact@mtccapitalgroup.com and describe the issue. If we have a dispute with you, we may contact you using the contact information associated with your account. The parties will try in good faith to resolve the dispute informally for at least 30 days.

If a dispute is not resolved informally, you and myAPT agree that any dispute, claim, or controversy arising out of or relating to these Terms, the Service, your account, apartment-search requests, communications, rewards, or your relationship with myAPT will be resolved by binding individual arbitration, except that either party may bring an individual claim in small claims court if it qualifies.

You and myAPT agree that disputes will be handled only on an individual basis. You and myAPT waive the right to bring or participate in a class action, collective action, private attorney general action, or other representative proceeding to the fullest extent permitted by law.

The arbitrator may award relief only to the individual party seeking relief and only to the extent necessary to resolve that individual's claim. The arbitrator may not consolidate claims or preside over any class, collective, or representative proceeding.

Nothing in this section prevents either party from seeking temporary or preliminary injunctive relief in court to protect intellectual property, confidential information, account security, platform integrity, or against unauthorized access or misuse.

To the fullest extent permitted by law, you and myAPT waive any right to a jury trial for disputes that are not subject to arbitration.

To the fullest extent permitted by law, any claim arising from or related to these Terms or the Service must be brought within one year after the claim arises, or it is permanently barred.

This arbitration section is intended to be enforceable to the fullest extent permitted by law. If any part of this section is found unenforceable, the remaining parts will continue to apply unless the unenforceable part prevents the section from functioning as intended.

20. Governing Law

These Terms are governed by the laws of the State of Wyoming, without regard to conflict-of-law rules, except where federal law applies or where another state's consumer protection, fair housing, real estate, or other non-waivable laws apply.

To the extent any dispute is not subject to arbitration and is not eligible for small claims court, the parties agree to bring the dispute in the state or federal courts located in Wyoming, unless applicable law requires a different forum.

21. Changes to the Service or Terms

We may update the Service or these Terms from time to time. When we make changes, we will update the "Last Updated" date above. If changes are material, we may provide additional notice through the Service, by email, or by another reasonable method.

Your continued use of the Service after updated Terms become effective means you accept the updated Terms. If you do not agree to the updated Terms, stop using the Service.

22. Miscellaneous

These Terms, together with the Privacy Policy and any additional terms presented for specific features, make up the agreement between you and myAPT regarding the Service.

If any part of these Terms is found unenforceable, the remaining parts will continue in effect. Our failure to enforce a provision does not waive our right to enforce it later. You may not transfer your rights or obligations under these Terms without our written permission. We may transfer our rights and obligations as part of a merger, acquisition, financing, reorganization, sale of assets, or similar transaction.

23. Contact Us

If you have questions about these Terms, contact us at:

MTC Capital LLC 1309 Coffeen Avenue STE 1200 Sheridan, Wyoming 82801 contact@mtccapitalgroup.com